Loans
SECURED LOAN
Financing: Unlimited
Duration: Normal lending criteria apply.
Turn Your Savings into Opportunity! Need extra cash but don’t want to deplete your savings? With SFCCU’s Share Loan, you can borrow against your savings while still earning interest on your shares!
Smart borrowing starts here — Apply Today!
MORTGAGE LOAN
Duration: Up to age 60
Make Homeownership a Reality! Looking to buy, build, or renovate? SFCCU’s Mortgage Loan makes your dream home possible with affordable rates and expert guidance!
UNSECURED LOAN
Duration: Normal lending criteria apply.
No Collateral? No Problem!
Need funds but don’t have collateral? Our unsecured loans provide the financial support you need without requiring assets as security. Ideal for general expenses, from home renovations to medical bills.
Apply today and take control of your finances!
SPECIAL LOANS
Emergency Help Loan
Financing: Up to $1500
Duration: 3 months
When Life Happens, We’ve Got You! Unexpected expenses? SFCCU’s Emergency Help Loan provides quick access to funds when you need them most.
Fast approval
No collateral required
Affordable repayment options
Get help when you need it - Apply Now!
Financing: Up to $1500
Duration: 3 months
When Life Happens, We’ve Got You! Unexpected expenses? SFCCU’s Emergency Help Loan provides quick access to funds when you need them most.
Get help when you need it - Apply Now!
Thank God Its Friday Loan
Financing: Up to $3500
Duration: 6 months
Celebrate Life, Stress-Free! Weekend plans? Unexpected bills? Whatever the reason, our TGIF Loan gives you quick cash so you can enjoy life without the financial worry!
Fast processing
No collateral required
Flexible repayment options
Because you deserve it — Apply Today!
Financing: Up to $3500
Duration: 6 months
Celebrate Life, Stress-Free! Weekend plans? Unexpected bills? Whatever the reason, our TGIF Loan gives you quick cash so you can enjoy life without the financial worry!
Because you deserve it — Apply Today!
Jumpstart Loan
Financing: Up to $15,000
Duration: 18 months - 24 months
Kick-Start Your Goals Today!
Need a financial boost? The Jumpstart Loan helps you take that first step towards achieving your dreams—whether it’s business, education, or a major purchase!
Quick approval
Affordable payments
No collateral required
Start strong — Apply Now!
Financing: Up to $15,000
Duration: 18 months - 24 months
Kick-Start Your Goals Today!
Need a financial boost? The Jumpstart Loan helps you take that first step towards achieving your dreams—whether it’s business, education, or a major purchase!
Start strong — Apply Now!
CWAL 1 & 2
Financing: Up to $10,000
Duration: 12 months
Boost Your Buying Power with CWAL!
This loan is specifically intended for weddings and special events. However, it can be extended to include other things at the discretion of the loans officer. Our CWAL Loans gives you the financial freedom to get what you need when you need it.
Easy access to funds
Flexible repayment terms
Competitive interest rates
Enjoy more, stress less — Apply Today!
Financing: Up to $10,000
Duration: 12 months
Boost Your Buying Power with CWAL!
This loan is specifically intended for weddings and special events. However, it can be extended to include other things at the discretion of the loans officer. Our CWAL Loans gives you the financial freedom to get what you need when you need it.
Enjoy more, stress less — Apply Today!
All-Inclusive Loan
Financing: Up to $30,000
Duration: 36 months
One Loan, Endless Possibilities!
The SFCCU All-Inclusive Loan covers everything you need; from home improvements to travel, education, and more!
Flexible use
Competitive rates
Easy repayment options
One loan, multiple benefits — Apply Now!
Financing: Up to $30,000
Duration: 36 months
One Loan, Endless Possibilities!
The SFCCU All-Inclusive Loan covers everything you need; from home improvements to travel, education, and more!
One loan, multiple benefits — Apply Now!
Fresh Start Loan
Financing: Up to $300,000
Duration: 10 years
Simplify & Save with a Debt Consolidation Loan!
Tired of juggling multiple debts? Combine them into one low monthly payment with SFCCU’s Debt Consolidation Loan and take back control of your finances.
Second-chance financing
Flexible repayment
Low-interest rates
A fresh start is just an application away — Apply Today!
Financing: Up to $300,000
Duration: 10 years
Simplify & Save with a Debt Consolidation Loan!
Tired of juggling multiple debts? Combine them into one low monthly payment with SFCCU’s Debt Consolidation Loan and take back control of your finances.
A fresh start is just an application away — Apply Today!
SEASONAL LOANS
5-Star Multiplier Loan
Financing: Up to 5× your share value (maximum $50,000)
Duration: normal lending criteria apply
Multiply your financial potential with SFCCU!
The 5-Star Multiplier Loan empowers you to reach your goals faster with more flexibility and smarter borrowing.
Higher loan access
Competitive interest rates
Flexible repayment options
Multiply your opportunities - Apply Today!
Financing: Up to 5× your share value (maximum $50,000)
Duration: normal lending criteria apply
Multiply your financial potential with SFCCU!
The 5-Star Multiplier Loan empowers you to reach your goals faster with more flexibility and smarter borrowing.
Multiply your opportunities - Apply Today!
6-Fold Reset Loan
Financing: Up to 6× your share value (maximum $100,000)
Duration: normal lending criteria apply
Ready to reset your finances?
Our 6-Fold Reset Loan is designed to help you rebuild, recover, and regain control.
Debt recovery support
Affordable, flexible repayment options
Step-by-step financial guidance
Start fresh today - Apply Now!
Financing: Up to 6× your share value (maximum $100,000)
Duration: normal lending criteria apply
Ready to reset your finances?
Our 6-Fold Reset Loan is designed to help you rebuild, recover, and regain control.
Start fresh today - Apply Now!
7 Share Surge Loan
Financing: Up to 7× your share value (maximum $150,000)
Duration: normal lending criteria apply
Boost your savings and borrowing power!
The 7 Share Surge Loan is built for those ready to strengthen their finances while accessing the funds they need. Borrow while you save
Competitive interest rates
Smart, strategic financial planning
Surge ahead with confidence - Apply Today!
Financing: Up to 7× your share value (maximum $150,000)
Duration: normal lending criteria apply
Boost your savings and borrowing power!
The 7 Share Surge Loan is built for those ready to strengthen their finances while accessing the funds they need. Borrow while you save
Surge ahead with confidence - Apply Today!
Christmas Package Loan
Financing: Up to $5000
Duration: 1 year
Make the Holidays Merrier!
From gifts to festive feasts, our Christmas Package Loan helps you spread holiday cheer without financial stress!
Easy application
Affordable repayment
Funds in time for the season
Celebrate stress-free - Apply Now!
Duration: 1 year
Make the Holidays Merrier!
From gifts to festive feasts, our Christmas Package Loan helps you spread holiday cheer without financial stress!
Celebrate stress-free - Apply Now!
Legacy Loan
Financing: Up to $75,000
Duration: Normal lending criteria apply
Secure Your Future, Honor Your Legacy!
Build, invest, and leave a lasting impact with SFCCU’s Legacy Loan, designed for long-term financial growth and security.
Competitive interest rates
Long-term financial planning
Tailored to your needs
Plan for tomorrow, today - Apply Now!
Financing: Up to $75,000
Duration: Normal lending criteria apply
Secure Your Future, Honor Your Legacy!
Build, invest, and leave a lasting impact with SFCCU’s Legacy Loan, designed for long-term financial growth and security.
Plan for tomorrow, today - Apply Now!
VEHICLE LOAN
Vehicle Loan - Drive Away in Your Dream Car!
Whether you're buying new or used, our Vehicle Loan offers low rates, flexible terms, and a fast approval process.
Three (3) categories of vehicle loans:
New vehicles
Used vehicles
Antique and Classic
Interest rates, repayment terms and collateral value will be determined by the age of the vehicle Maturities are limited to 72 months
Repayment period may vary depending on the expected life and salvage value of the vehicle. For example, older used vehicles typically have repayment periods less than 60 months while new vehicles may be financed for as long as 72 months.
Competitive interest rates
Easy application process
Financing for new & used vehicles
Let SFCCU put you in the driver’s seat - Apply Now!
Whether you're buying new or used, our Vehicle Loan offers low rates, flexible terms, and a fast approval process.
Three (3) categories of vehicle loans:
Interest rates, repayment terms and collateral value will be determined by the age of the vehicle Maturities are limited to 72 months
Repayment period may vary depending on the expected life and salvage value of the vehicle. For example, older used vehicles typically have repayment periods less than 60 months while new vehicles may be financed for as long as 72 months.
LOAN REQUIREMENTS
APPLY NOW
Get Started Today!br> Applying for a loan has never been easier. Visit your nearest SFCCU Credit Union branch or apply online to take the next step toward financial freedom.
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